Skip the broker. Get the best deal.
Tell Alto what you need. It shops every provider in real time.
One conversation. Every provider.
Watch Alto work.
Plain English in. Real quotes out. No tabs, no spreadsheets, no broker phone calls.
My pick: Lemonade. You save $168/yr vs. State Farm and get instant app-based claims.
01 — Why Alto
Brokers
Take
Too Much
Insurance brokers take 15% commissions. Mortgage brokers, 1–2% of the loan. Real estate agents, 5–6% of the price. Alto replaces all three with AI.
02 — How it works
Talk.
Compare.
Apply.
01 — Tell Alto
Plain English. Insurance, mortgage, or a home. Alto figures out what to ask next.
02 — Alto shops
Live partner APIs. Real rates. No call-back. No back-and-forth.
03 — Apply direct
One click to the lender or insurer. No price markup. No call back later.
03 — Three verticals
One
Conversation.
Three Wins.
Insurance
Home, renters, auto, life. Live quotes from Lemonade, Progressive, State Farm, more.
Mortgage
Purchase or refi. Rates from Rocket, Better.com, Credible — ranked for you.
Real estate
Buy, rent, or sell. Listings + iBuyer offers from Opendoor, Redfin, Realtor.com.
04 — Real savings
The
Math
Just Works.
$800
Average yearly savings on home insurance vs. agent-quoted rates.
0.4%
Average mortgage-rate improvement vs. the user's primary bank.
$0
Broker fees. Alto is free to use — always.
05 — Start
Ready?
Open
Alto.
30 seconds to your first quote. No account. No phone call. No broker.
Open chat →Real users · real savings
10,000+ have skipped the broker.
Find your best rate
in 30 seconds.
Open Alto →Free to use. No commissions. No bias.